Being a first-time homebuyer in the Griswold, CT area can be an exciting yet stressful time. One critical step in purchasing a home is ensuring you have the right insurance policy. Having the right coverage will ensure that all of your belongings are protected and that any structural damage or loss will be repaired. So, where do you even begin when obtaining homeowner’s insurance? These tips will help protect you and your home from any possible damage that may occur.
Research Insurance Agencies in Griswold, CT
First, it’s critical to do your homework to determine what agencies are available in your area and their insurance rates. While there are several agencies to choose from, Trahan Insurance Agency LLC would be honored to meet with you to discuss what policy is right for your home, family, and budget.
Know What is Covered
The next step is to educate yourself on everything that will be included in a homeowner’s insurance policy. Some coverage that is usually included are:
- Structure
- Living expenses
- Liability
- Personal belongings
If you know you will need coverage, such as flood insurance, contact your local agent to find out if it is included in your policy or can be added.
Know the Deductible
Depending on the size of your mortgage payment and other monthly expenses, there may not be a lot of room left in the budget for a hefty deductible. Knowing how much will need to be paid out-of-pocket upfront will prevent any surprises in the future if an insurance claim is needed.
Have more questions? Contact Trahan Insurance Agency LLC
We know how stressful it can be to ensure your home is adequately covered. Our agents at Trahan Insurance Agency LLC are here to help. ForContact us today for a quote